If you apply you always have a chance. That chance may be .1% but there is a chance. At Penn ED is a HUGE boost.
That said college apps are about far more than grades. Be the best you inside and outside the classroom - and then you’ll find a long list of great schools.
But stop this dream school nonsense now while it’s early. There are no dream schools. So don’t fall in love with any. All schools have a prof you won’t like or roommate issues or the food stinks or they straddle you with debt or they didn’t ‘give’ you an internship.
You are early. Be the best you - school wise, test wise, EC wise. Get a job. Play a sport. Volunteer in the community.
You’ll see 4.0s get turned down every day and less than 4.0s get in to top colleges.
U Penn isn’t the only school out there. You can be happy at many and many find out their dream is a nightmare.
When the time comes, post your stats, what interests you, mention any schools of interest and the collective board will do its best to guide you.
Good luck.