@BelknapPoint what would make a “hardship distribution” any different than any other elective withdrawal from a retirement account? Anything?
@riverandsasha3 so you applied ED to Duke, without knowing if it would be affordable, and you are hoping for a special circumstances review that will remove the retirement withdrawal from your income total?
And your parents are still saying they can pay $40,000 a year having only a $100,000 a year income (or is that income not including any taxes or other deductions?). How are they going to do that?
They had to borrow money to pay bills, but they can pay that much of their income annually for your college costs? I don’t understand how this can be.
Somewhere, I believe you mentioned that your net cost would be $17,000 or so if their income was in the $100,000 a year range. I’m going to say…that sounds low to me.