Will Daughter regret transfering to USC at full cost [and $60k debt, versus UCSB with no debt and $40k left over]?

One truly doesn’t know their future path - grad school and all but most would have to work a few years before a top grad school would admit them.

So she’d have to work anyway b4 you can think about that at a school like SC and who knows what she’d be thinking in 4 or 5 years. My cousin, out of the blue, after working in a hotel fir a few years, is now in law school. So you never know.

I do not agree one needs a graduate degree or degree in finance to have a high earning career.

I know people even without degrees making $300k + and by plus I mean a lot more.

In the end, right place, right time.

I made six figures at 25 in 1993. They told me I’d make $30k. I was just good at what I did. I had just a bachelor and not everyone I worked with did although I remember one ucsd colleague. I just looked her up. She’s now a real estate appraiser in San Diego where we worked together. Our admin was a Stanford English major.

So your daughter still has the potential of a bright and high earning future, regardless of school and major. Some things do point you directionally toward certain things but there are no absolutes.