But the family has that money. It also includes r&b, which the $60k+ for USC doesn’t.
If there was $300k in the college fund, I think a lot of people would be saying “Go to USC, that’s what the money’s for” but we’re just trying to get the family to the best decision (financially) for the long term. If the family didn’t have the $35k for UCSB, I’m sure we’d be saying “Look at a CSU in your area so she can live at home” or “Have you looked at a UC near LA?”