Your credit card issuing bank may offer you an initial “teaser” rate for new purchases to encourage you to spend on its credit card, but that rate will reset after the initial period. The more you spend on the card, the more the bank can expect you to keep a balance when the rate resets. When it resets, the prevailing interest rates will be even higher than today’s as interest rates are going up significantly across the board. You may also want to look into whether the school you will be paying tuition to charges a fee (typically another 2.5 to 4%) for paying by credit card (to cover the cost of interchange fees it has to pay to its bank).
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