<p>First, please accept my condolences for the loss of your beloved wife.</p>
<p>What kind of schools will your children be attending? Do they “meet need”? Can you contact each one about this special circumstance and see if they’ll make an adjustment?</p>
<p>Do you have outstanding med bills from your wife’s illness? </p>
<p>Since you said that your income has been down substantially, don’t you need some of this money to catch up and make ends meet?</p>