<p>Its hard to say what a cut off is for middle class because you have to take into account so many factors and frankly 100,000 is not that much anymore esp after taxes and other ridiculous expenses or other children in school. Classically, the middle class often gets shafted…the extreme rich don’t have to worry about $ for tuition for the most part, whereas the poor or lower class or however you like to call it have perhaps more aid opportunities, including state and federal aid, if they can be sought out. But there really can be no arbitrary cut-off; thats why college board and fafsa require us to do those ridiculously involved forms every year.</p>