<p>I did apply for FAFSA, already but could not find EFC on my account because every time I log in, they ask me if I want to fill out another form for next year. I qualify for financial aid with 1 school (accepted with SIR sent) but I’m still waiting for a UC because I was waitlisted. B&G required not be in default on student loans, so I guess you can still pull out loans but not have any, originally.</p>