Cost and family affordability is very important here.
If taking out lots of loans, I’d go with the cheapest option if you are committed to working at an NGO ( low pay). IF you want to run your own business go with the strongest program.
Have you looked carefully at the curriculum and programs. I didn’t get a sense from you post which direction you like best. It seems like there could be a lot of variability within each program.
50K might not seem like a lot but 200K is a huge amount of debt. Even if your parents pay 50%, you should run the numbers of any loans you’d need against average salaries ( make sure to take out 30% for taxes and see what you would be living on). Also, think about debt as not only being the money you have to pay for the loan, but the lost opportunity of having money for a house, to start a business etc.