Consider yourself lucky you have dental insurance. All three of mine were around $2000, no dental insurance for us.
Wow, our out of pocket was 200 per kid, with delta covering the rest, diprivan/ketamine twilight, place set up for mass teen turnover but a great doc team. Whole extraction procedure was about 5 mins per kid. Build up took much longer LOL. Follow up for was very good. It was set up for just wisdom teeth on that day, mostly kids. Cash price for 4 teeth plus sedation was under 1K though. I would NOT have picked this place for a complicated issue though. I had to follow up with one (more complicated teeth) kid and did get in the day to see the doc and he was very conscientious.
Yes, these are the costs. My son had them out a few years ago. We were quoted about that price per tooth. Insurance covered very little of it. I also remember the anesthesia was very expensive as well.
I am from NJ. DD just has 4 taken out. The doctor told me it would be about 3700. They will send the bill to medical and dental. There are two parts of the bill, one part was over $500, then the other was for the 4 teeth. My medical already denied both, I suspect it is out of network. I think my delta dental also does not cover much. Now, I also purchased the college medical and dental plan for her. I HOPE, they will at least cover 1/2.
In summer 2015 our health insurance plan covered all but $550.00 of about a $2500.00 bill. Sounds like we are lucky that our plan covered this procedure.
We got a quote of $3500 for my dd. Insurance doesn’t pay towards it. We are waiting
My daughter gets her 4 impacted wisdom teeth out on Monday. Quote was $2500. We do not have dental insurance.
Both of mine that have had their wisdom teeth out cost ~$500 for our portion. I thought it was cheap.
I think I paid over $1500, after dental insurance for each of my 3 kids. One kid was a little less because he only had 3. I have Delta Dental, with $1000/year maximum for my dependents, and after all the X-rays and regular cleanings it didn’t cover that much of it. Since it was something I could semi plan for, I did a medical reimbursement account and had the money taken out prior to taxes, so that saved a little.
@mom60 We knew when DD finished orthodontia that it was just a matter of time before she’d need her wisdom teeth out. We got the quote from the oral surgeon in November, did the math to determine that a year of dental insurance would cost less in premiums than it would pay out in benefits (between the wisdom teeth and routine cleanings), and bought dental insurance just for that year. The luck was in knowing in advance that bad wisdom teeth run in the family, not in the having of insurance.
^^so true. I wish I had purchased the higher premium plan.
Medical coverage for wisdom teeth tends to be region and insurance carrier specific. Almost never covered in my Midwest area. BCBS has an exclusionary policy and I have seen zero covered. I can count on one hand the number of pts who got their extractions covered partially under medical, and our surgeons check every pt’s medical and dental plans.
To the OP: your costs and coverage seem average for 4 exts plus sedation, but not sure where you are in the US.
Our kids had their wisdom teeth removed…one in 2003, and the other in 2006. Both times, we had BC/BS dental and both times some of the cost was covered by the dental, and then another chunk was covered by our medical. We didn’t pay more than $500 for either kid.
One was more costly because one had more expensive general anesthetic and the other had less costly local.
I had three of my wisdom teeth pulled about 4 years ago. I think Delta Dental was my provider (it has changed every year…it seems), and my out of pocket costs were less than $500…local anesthetic.
We had delta dental and the kids were $500-700 each, as I recall, for all four teeth, impacted. We’ve had Delta Dental with two different employers and the coverage was quite a bit better with one employer- higher maximum annual charges.
We have Delta Dental and Blue Shield. Blue Shield did not cover anything. Delta covered about half, so our out-of-pocket for one kid (4 teeth) last month was about $1000.
Dental insurance is such a scam. Example: I am self-pay for dental (because it’s worthless) and had one upper wisdom tooth pulled about a year ago for $250. Yep, $250. I had local anesthesia only and drove myself to and from the appointment. No issues. This is in a suburb of Atlanta.
2 wisdom teeth removed (impacted), general anesthesia, both medical and dental insurance…out of pocket cost was about $700. Super impressed by oral surgeon and the practice in general, was grateful we have the money to be able to do this without worrying. (large metro area)
We are fortunate our BCBS insurance covered some of the wisdom teeth extractions and we paid the rest. The dentist was pleased to note our policy had no upper limit cap, so she could also fill cavities in the same calendar year and have that partially covered as well.
We have never bought vision not dental coverage because it seems like just having a forced savings account that you have to fight to have dental insurance pay benefits. Seems easier and better to us to just save the premiums and self-insure for those portions that BCBS medical doesn’t cover. YMMV.
My 16 year old’s impacted wisdom teeth are coming out next week. $3000. The estimated insurance payment is $400 (if the insurance company agrees to pay). So we are looking a $2600 out of pocket.
I’ve never understood why dental is separate from medical insurance. You desperately need your teeth to live. Or in this case, good oral health. But since the ACA our health insurance costs are through the roof so it probably wouldn’t make a difference. I can’t even get my insurance to pay for follow-up mammograms.