What grad school is your mom attending that doesn’t require all transcripts?
You spent 3 years at a cc. Did Albany take all of those credits? If you fail this class and don’t report it to Albany then they don’t have your entire record. Grad schools can easily tell which schools you’ve attended because they’re all listed in the National Clearinghouse. So if a college requires all transcripts, you’ll need to send all of them (including the F grades).