<p>Yes, JYM, the bank was held responsible since they released his money without his permission.</p>
<p>Have you looked into getting your checks from Costco business services? You have to be a Costco executive member to get an extra discount.</p>
<p>[Costco</a> Check Printing](<a href=“http://secure2.checks-and-forms.com/costco.nsf/start.dsp]Costco”>http://secure2.checks-and-forms.com/costco.nsf/start.dsp)</p>
<p>Looks pretty cheap to me. Disclaimer: I have not used it since just like BCEagle we get ours for free at the credit union.</p>
<p>BunsenBurner-</p>
<p>I’d thought about checking the Costco price for those notebook checks (I am an executive member and my names are on my dads checks too) but I forgot about it 
Well, its done and I think the checks arrived and they should last for a long time, hopefully.</p>
<p>Charter One provides free checks.</p>
<p>Some of the reasons I use Bank of America on-line bill pay are that
a) they pay for the checks
b) they pay to mail the checks
c) my account number does not appear on the checks
d) the payee appears on the bank statement</p>
<p>I wrote fewer than fifty actual checks last year.</p>
<p>There was an occasion where a store claim I didn’t make a payment. I just went online, click on the payment, and asked the bank to investigate it. They contacted the merchant had the whole straighten out for me, even gave me back late payment fee. I didn’t have to do anything.</p>
<p>I also had my lawn mower guy claim I didn’t make a payment to him a year ago and he wanted to bill me again. I went on line, downloaded every payment I’ve made to him, and it showed the payment was there. If I had to keep paper checks, I probably would have thrown away a check that was a year old. It is nice to have everything online.</p>
<p>With online payment it shows who you made the payment to. With paper check it appears as a debit for $XXX, with no payee information.</p>
<p>Wow - 20 cents per check- that’s alot. As to liability of the bank, if someone forges a check and your signature, unless the forger of the signature is very good, it is likely to be rejected by the bank. They have the signatures on file and are supposed to be responsible for this (UCC law). As to what electronic transactions could be done with your account info., I am not so clever as to know. I think dmd77’s suggestion above sounds good. I try to write fewer checks too.</p>
<p>In the past I have ordered (by mail) from Current Checks. But in the last three years I have used Walmart’s online service for checks. Efficient and very inexpensive. In the final analysis, we all have to monitor our bank accounts assiduously. If we do so, the bank will be liable for any loss (if they are inattentive), not the customer.</p>
<p>I use Designer Checks. If I remember, I didn’t give out any bank info on the internet–I sent in a paper deposit slip marked void with my first order. Reorders done by the internet.</p>
<p>My neighbor had written out a check for Christmas to a relative, but the relative never got the check. Yep, it was stolen out of a mailbox. The thief used her banking info to pay for her cell phone bill online. How dumb was that??!!!</p>
<p>I keep a very close eye on my checking and credit card accounts online. I love that feature. I’m always looking for something that doesn’t belong.</p>
<p>oldfort, we never get our cancelled checks back from our banks; the banks keep electronic images of them (both front and back sides). Both BofA and my credit union were able to provide me with copies of my checks when I needed them to confirm that I’ve paid someone.</p>
<p>BB - at my bank, when I write a check, it just shows up as a debit, it doesn’t have a payee assigned to the debit. If I am trying to find out if I paid a particular vendor with a check, I would have to search by a certain amount over a certain date range. Whereas if I were to use the online bill payment, then all I have to do is search by the vendor name and it would list every payment I have ever made to that vendor. On top of that, if there is a dispute my bank would handle it for me. It saves me a lot of time.</p>
<p>Recently, I’ve been a victim of a fraud. A legitimate business made an electronic debit to my account with someone’s name without my authorization. The bank( BofA) let it cleared. I’ve always checked my account online(almost daily) and alerted the bank the day it was posted to my account. I got my money refunded to me within 10 business days. But had I been ill(a hospital stay), travelling, or suffering from dementia(which I might not notice this activity), I would not get my money refund. So beware of giving your check to anyone, at least that is what I was told by all the banks. Paying online is safer.
I also now put fraud alert on any electronic debit greater than $100.
With this economy, there are a lot of fraud going on, so the less exposure of your banking information is better, IMO.</p>
<p>I have ordered my checks from Checks In The Mail online for years. Never had a problem.</p>
<p>You have up to 60 days to correct any mistake on your statement.</p>
<p>I have ordered checks online for as long as I can remember. I use Checks Unlimited and Identity Checks. </p>
<p>I use my banks online billpay now more than anything.</p>
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<p>But banks aren’t in the check-printing business; they take your order and outsource it to Current (or a similar company) anyway. So the info’s still all out there, beyond your bank.
I wouldn’t worry about it. Anyone you write a check to can see your routing number and bank statement info.</p>
<p>like archiemom and lakewashington, I have also used Current to order checks, for probably 15 years or so. I change up my design every few years, and am currently on the Peanuts rotation (gotta love Charlie Brown).</p>
<p>Regarding fraud, I never, never, never put any checks in my mailbox anymore. If I have to pay a bill through the mail (i.e., a medical bill or something that I cannot pay online), I drop the envelope off at the post office. No worrying about someone driving by and snagging a check out of our mailbox.</p>
<p>
That is the point. We talked to a bank officer at Wells Fargo, hoping they would be different from BoA, but she said she only pays online now because checks expose your bank information.</p>
<p>
I have not done the above in 20 years. I need a key to access to my mailbox. I also shred everything with my name/address that comes in the mailbox. So nobody can have access to any information with my name on. But electronic debit is a different thing. Banks, in a sense, let any business access your account without checking for identity.</p>
<p>BTW, I have ordered checks from Current, Checks unlimited, etc… in the last 15 years. But after this recent fraud activity, I think twice about it. I now put chunk of my money in CDs, break out in short term CDs and medium term CDs. Banks don’t let anybody do electronic debit from your CD. It’s much safer, IMO.</p>
<p>I can’t believe you people are all so paranoid about this. If you are concerned about entering your information online, just look in your Sunday coupon inserts for an offer from the same discount check printers you can find online. Or see if the online place will let you mail in a check.</p>
<p>You do realize that once they get the order, it goes into the same database you’re concerned about entering your information into. And many of the discount check printers are just another part of the same company that the banks use (Current = Deluxe).</p>
<p>Second what dmd77 said. I also like that I can transfer $$$ to S’s BoA account and it goes thru within hours.</p>
<p>Several years ago, someone forged checks using a combination of my name & my FA’s former account. I was handling all my FA’s bills, and had closed all his personal accounts. We had a joint account. BoA responded immediately. Never did figure out how they got bits and pieces of information to try this stunt.</p>