Many adults borrow Plus loans responsibly, and for so many, they are the only way the parents can afford to send their child to school. To remove this option will remove one of the very few ways poor people have of paying for school. I worked at an urban public university, and families had to borrow Plus loans to afford tuition (just tuition - and maybe a bus pass & books). I don’t believe in making it even harder for these families to pay for their child’s schooling. I do, however, have an issue with anyone encouraging more borrowing than necessary. That includes school personnel, high school counselors, friends, people on college forums. It’s hard to figure out how to provide access to quality education at an affordable price, and we have a long way to go. But loans are a necessary component of financial aid for many.