<p>Ah, I see what you are talking about now. Out of over 40 trains per day from New Haven to New York (and 40+ in the other direction), yes, you are correct, there are 3 (three) commuter trains that have a transfer. But those three trains are actually simultaneous with direct trains that leave New Haven later and get to New York earlier. The only reason there is a transfer is because the “first” train is actually just a train to Stamford, and if you took that one and were trying to get to NYC (presumably out of some kind of accident), you could wait about 15 minutes for the next passing train and hop on board. However, there would be absolutely no reason to ever do that, unless you were a commuter who either got very confused or if you for some reason enjoyed spending more time on the train than you needed to :)</p>