<p>Cello-Mom </p>
<p>I think its OK to dream. My D worked hard in school and developed her passions at the same time. She knew Yale was a reach even though she had been dreaming of an Ivy school from a very young age. She will attend Yale in the fall. When she applied for schools we included academic safeties, matches and reaches as well as music/conservatory. I think it is too early for you to be researching schools and CC could be damaging to you and your D if you use it too soon. That said, the financial information here is very valuable and it is never to early for that. Best wishes!</p>