Yale University Health Plan vs "Home" Coverage ~ I'm Confused!

<p>We opted out too, here is the information about the basic coverage that ALL Y student have (from pg. 11 of the Student Handbook):</p>

<p><a href=“Yale Health Center”>Yale Health Center;

<p>Your YHP Basic coverage includes the following services at no charge:
• Primary care through the
Student Medicine or Internal
Medicine Departments.Primary
care includes wellness care such
as physical exams.
• Primary care and treatment of
sports-related problems for varsity
student athletes through the Sports
Medicine Department.
• Gynecology services,including
annual exams and Pap smears.
• Preventive medicine services,such
as routine eye exams,flu shots,and
skin cancer screenings.
• Laboratory services.
• Access to 24-hour urgent care
through the Urgent Care
Department.
• Mental health services.
• Nutritional counseling.
• Use of the Inpatient Care Facility
(infirmary).However,services of
specialty physicians,if needed,are
not covered unless you have YHP
Hospitalization/Specialty Coverage.</p>

<p>I was happy to see that eye exams are covered, as they aren’t in my policy. My D did take advantage of the flu shot last fall.</p>