<p>if you had 300k , what businesses would you start,</p>
<p>and how would you invest the money, etc.</p>
<p>i’d give it to that hobo from downtown.</p>
<p>Probably buy a house and then invest the rest.</p>
<p>money market funds, 3 different banks so each one would have FCIC insurance</p>
<p>hopefully you mean FDIC, and for the rest i would put my money into international growth funds, housing futures, various websites, a subway chain and leave a little left around to trade pink sheets. 6 months of trading penny stocks has given me a generous return of 6k from my initial investment of 1k</p>
<p>half into emerging markets funds, a quarter into a few stocks that I particularly liked - i’d research things like Motley Fool, or see what’s out there that’s inversely correlated to oil, and make a few picks. The rest I’d put into a Ginnie Mae bond fund.</p>
<p>I wouldn’t touch housing futures with a 10-foot pole, except maybe Put options =)</p>
<p>trade options.</p>
<p>treasury bonds</p>
<p>why in the world you invest in treasury bonds at such a young age</p>
<p>Why not? It alway’s good to have some of your money in nearly riskless securities.</p>
<p>Why would you trade penny stocks?</p>
<p>You are young, you take risks. DUH!!! Low risk debt is meaningless to your investment plans right now</p>
<p>“You are young, you take risks. DUH!!!”</p>
<p>Haha, you don’t have to put all your money into treasury bonds, and it isnt meaningless.</p>
<p>And how did you ever get into trading penny stocks? You may be a young risktaker, but you might as well burn your money if you’re trading penny stocks. I am amazed that you made 6k by trading penny stocks, but that is probably one of the worst ways to invest, no matter how young you are.</p>
<p>now investing in pink sheets isnt my way of investing, i would never recommend it. I enjoy it, so that is my hobby. But i am talking about mutual funds and stocks, you are to young for fixed income. That is how i see it. You have time to earn back what you loose, and if you dont loose, all the better</p>
<p>Probably but a house and rent it out.</p>
<p>Why not give high stakes poker a try? Just throw in that 300k and you can turn it into three million. =)</p>
<p>Hahaha you guys have such varied apetites for risk:
Money markets vs. Poker
(But probably a well-experienced poker player is better positioned than a newbie options trader trying to get in on whats currently hot. :))</p>
<p>For me 300k is way to much for me to handle properly right now. I’d probably put much of it into average-grade corp bonds.</p>
<p>instead of that, stability and exceptional returns can be had with hedge funds that do structural trades with municipal bonds, in turn holding the long dated paper and selling the floating interest rate to money market accounts, and in the end duration is lowered, you have the higher rates because long term muni’s are so plentiful. But i dont know how much the fees are on the funds that practice this, so it may even out. Who knows. I am to poor anyways, but at least you can thank investment banks for creating this fascinating strategy</p>
<p>100% in stocks. 
CD’s, T-bonds, Muni-Bonds, MMF, are for little girly’s!</p>