90,000 in debt- is it worth it?

<p>@Countingdown- About the APs: My guidance counsler said that even if I take 5 APs by the end of senior year, I won’t save money (she didn’t explain it in too much detail)? All the colleges on my list accept AP credit (though they didn’t specify which APs).
Also, would it just make more sense if my parents pay first year (which I could probably get them to do), and after the first year I could go to school part time only? This ruins my graduating-in-three-years plan, but if it’s the only chance of getting through college…</p>