<p>Reading between the lines, this is sounding like a young person who wants to come out of the closet and fears that his parents will get abusive. If that’s the case, then some strategy needs to be in place. </p>
<p>Since taking out big loans won’t work out (no qualified co-signer and not enough potential earning power to pay the loans back), then the student needs to “get creative” to protect himself AND get an education.</p>
<p>Work on your GPA and test scores. This will better position yourself for merit scholarships, etc.</p>
<p>Frankly, if you’re away at college, there’s no reason to “out” yourself with your parents if you think they will respond in a horrible fashion. While it may not seem fair, getting an education is important, so you don’t need to be sharing your personal life with them if they can’t handle.</p>
<p>{{{ hugs }}}</p>