A place for folks having stimulus check issues to vent and compare notes

This was on my bank’s site this morning.

“The April 14 payment has already been issued, with two additional waves expected April 21 and 28. To learn when you will receive your economic impact payment from the IRS, please visit this IRS page.”

I went on line and also got the “Payment status not available” message. But We aren’t going to qualify so its not a big deal. Just wondered if the message would say “go away” or something.

Regarding who is eligible:

https://www.congress.gov/bill/116th-congress/house-bill/748/text#toc-H25CA409D9D2844399CF965A38F83F6C6 lists who is an “eligible individual”:

Also, the reduction of the amount for those whose income or income tax was too low that was present in early versions of the bill was removed in the final law. However, there is still a phase-out for individuals with income from $75,000 to $99,000 and married filing jointly with double that income.

I’m wondering if there will be a portion of the population who will always get “Payment Status Unavailable”. If we can’t get our bank info in before they schedule us for a paper check, then we can’t change how we’ll get the payment. It might be a way for the govt to space out all these payments into the fall.

Interesting about unemployment and work study. Older S had a work study cut short, but W&L is paying him as if he is still working. He’s pretty happy because they are paying him the maximum number of hours he could have worked. He didn’t usually work that much. I thought that was a nice gesture. I’ve been pleased with the responses of both S’ schools

H and I got our $2400 yesterday. We are the common case. Already filed 2018 & 2019, no worries about income limits, and got a refund in 2019 so direct deposit info was on file.

Older S will be independent in 2020 for the first time, so I’m definitely following this possibility of a $1200 credit next year.

It seems unfair to me that those whose incomes increase above the AGI limits in 2020 would get to keep the payments, but we’ll likely fall into that category, so maybe it’s fair and reasonable after all. :smile:

We’re considering converting our traditional IRA’s into Roth’s in 2020, which will cause our AGI to spike, but it looks like we’ll be getting a $2400 subsidy with which to pay the tax on the conversion.

Both my kids plus spouses got theirs yesterday. Son had filed 2019 and was due a refund. Daughter had not yet filed 2019 but got a refund in 2018. One is near end if alphabet other is near beginning.

We have not got it. Owed in 2018 and will owe in 2019. Both of us are on SS. We qualify income wise. Can’t get past the insufficient info screen on the IRS website which is frustrating as I would like to enter DD info.

Has anyone who is on SS received it? 3 of us on SS at work have not.

Husband and I are both on SS and received the money by direct deposit. We were issued a small refund for 2019.

Admitting to being a bad person, but now that I have heard the dead people get to keep theirs, I feel left out that my dead person did not get any :wink:

I already closed my dead mother’s bank account, so if they tried to send her a payment it probably got bounced back to the IRS.

We got our direct deposit yesterday morning. We filed in 2018 and filed for 2019 back in February. Both years, we have gotten a refund. Still not happy our D20 doesn’t qualify for the $500, but oh well. I was mad about the elimination of personal exemptions, too, but can’t continue to cry about it now.

Getting a refund or having to pay the IRS on April 15 does not change whether you get a check or not. Income is the determining factor. Having received a direct deposit refund or having paid by account debit only means the IRS has your direct deposit banking information.

Applying refunds to the next tax year (or quarterly payments) doesn’t change the amount of tax you paid in the prior year. On the Where’s My Refund tool, it does ask for the refund expected. I know on the Turbotax (maybe other programs too) it wanted to know the AGI for the prior year’s return but that’s for security reasons (figure hackers wouldn’t know your prior year’s AGI). For IRS tools, you have to enter what they ask for. If they want to know the tax owed, or the taxable income, or the AGI, that’s what you have to enter. Usually it is NOT the $0 if you applied the refund to next year’s taxes or quarterly payments (if you expect no refund, you’d not be using the Where’s my Refund tool).

I’m very glad for my mother that she gets to keep the extra $1200 for her dead husband. Doesn’t begin to repay the money he took from her over the years, including many tax refunds.

Yesterday the IRS page said there was insufficient information for my husband and me. We owed money for both 2018 and 2019 and they do have the banking information in order to get their payment for that.

I clicked the link provided, they asked for my banking information. I entered it.

Today the page says that we are eligible for the payment and a direct deposit is coming, date yet to be determined.

I guess they do not assume that we want our payments from them going into the same account that our payments to them come out of.

I wish I could get logged in to enter the banking info. I just kept getting the insufficient info message. Now I get the insufficient or you tried to many times. It’s frustrating. (And I’m a tax preparer so I find it particularly annoying that I can’t get into the stupid IRS site, sigh…)

Yay, we just got notice our PPP application has been approved! Don’t know the amount or timing, but I feel much better. :slight_smile:

@ClassicMom98

That is nice of them to pay your son for his eligible work study amount. My son is at a state university and they are definitely not paying him for his lost work study.

I got my money yesterday for myself and younger two kids, plus they deposited my tax refund, I just recently filed my tax return. I’m still not sure why they decided to leave all of the students that are over 16 out but I am glad for what I received.

We weren’t too thrilled with the university’s announcement of the refund for housing/food for the rest of the semester. They are offering $300 in the form of a scholarship to be applied next fall or $600 for summer term. My son still had $400-500 in dining dollars plus a lot of meal swipes and then of course the housing for almost half of a semester, so he lost out on quite a bit.

We just received this email :smile:

Your Loan has been Approved by the SBA
Thank you for applying for the SBA Paycheck Protection Program through Synovus. There’s a lot of attention in the media and among business owners on the status of the program’s funding right now so we wanted to be sure you’re clear on your loan status.
Your loan has been approved by the SBA, but we are still preparing your final loan package. We hope this gives you peace of mind. You’ll receive your final loan package soon, and your loan will be funded soon after.
Thank you for your understanding as we’ve helped you navigate the SBA Paycheck Protection Program. The response to this program has been incredible, and it has been our privilege to help you seek these critical funds. We appreciate this opportunity to serve you.

Sorry, meant to post this on one of the other threads.

DH & I owed last year, already filed this year but had to do it with a paper form because one of our Schedule 1 forms wasn’t available to efile. We have yet to get our small refund. When I check where’s my refund, it professes to know nothing about us, and recommends calling.

You can’t call, the IRS number now says Hey, we aren’t here and aren’t going to be, sorry about that. Regional offices are closed.

Anyway. We have not, our kids have not, Dil has not received a payment. I don’t mind so much for me, but we were going to give ours to the kids to help them make rent, so now we are just waiting. When I use the stimulus money app, it just gives the error message.

The Department of Ed issued an advisory that specifically said that workstudy students could be paid the amount they would have normally received. It’s really no skin of off the college’s teeth as workstudy is “typically” federally-funded. Something potentially worth pursuing.

^Hmm, thanks for pointing that out.