Will your family qualify for need based aid ? Is the $8k the gap between what you’ll get in aid and they can afford? Or will they not qualify for aid but have told you they can give you all for nyu but $8k a year.
Your major is decidedly attractive….you needn’t necessarily got to a ‘top’ school. And college costs more than they tell you it does…so if you need $8k it might more likely be $12k or $14k. Kids spend a lot more than the schools allow. Pizza, concerts, travel, spring break trips and much much more.
Are your parents going to sign for a loan above federal limits ? If not how will you find your schooling?
Seems to me, IU with I’m assuming merit, may be a smarter choice for you here. Or you can find an even less expensive solid school and save your parents boatloads - like 100k or more from IU and 200k vs NYU. What’s your state school ?
I just see four years of upcoming financial stress on both you and your family based on what you wrote. Hope I’m wrong. That’s never a good thing.
Good luck.