<p>There are 4 of us that are covered in my plan. If we could keep it with no rate increases we would save a little more than 4200. My guess is we will save 1000 to 1800 with rate increases in 2014. I think I would keep my plan…</p>
<p>"The only difference between 2012-2013 plan and 2014 is inclusion of free preventative care which of course came with increased premiums. "</p>
<p>I have not read any of the literature that my company sends out but someone in team told me we get $1000 cards to take care of preventative care (his whole family is insured but I am alone on my plan and so I am not certain if we will both get 1000). They are like debit cards we can charge when we visit the doctor. </p>
<p>Since I have not received anything yet, I don’t know if any if this is accurate. :p</p>
<p>my field is still trying to figure out what to do. Since all employers in my field/geographic area do the same thing, they are all still meeting and discussing. My gut feeling is that this will be an industry in which employer provided plans will go away.</p>
<p>I don’t understand what authority a President has to make any promises about what a private business will do. The original promise made me laugh, and so does the fix.</p>
<p>Carriers already set their premiums for 2014 based on the ACA. Not sure how extending existing plans makes sense as a fix.</p>
<p>no guarantee website will be working for all by nov 30th.</p>
<p>It’s up to the insurance companies now to reinstate the cancelled plans. I am not hopeful. This Obama fix is a myth. Did he consult with the insurance companies or is he just winging it?</p>
<p>^ just heard the ins. companies are not on board with this fix, so I guess they were never consulted.</p>
<p>What I heard is that it will be up to the individual state insurance commissioners to decide if insurance companies can continue to offer existing noncompliant plans that were scheduled for cancellation.</p>
<p>So, if … i mean **IF<a href=“big%20IF”>/b</a> North Carolina AND Blue Cross decide that my cancelled plan can continue for 1 more year, then I will be able to continue my $680 per month insurance - likely will be $800 next year - or… will I still be able to sign up for an ACA insurance plan that costs $1600 per month but after subsidies will only cost me $500 per month? </p>
<p>I like my current plan, but if given the choice I might have to lower my after-tax cost.</p>
<p>on second thought: What would BCBS prefer? I would think they would much rather collect $1600 monthly (they don’t care if I pay or the Feds pay, except that the Feds might be more reliable) than $800 to insure the same 2 people. I can see why they would want to keep the cancelled plans cancelled.</p>
<p>^ right…I see no way any cancelled plan will magically be re-installed. They have moved on.</p>
<p>If he thinks he can offer some fake solution and nothing changes for the people with cancelled policies, this is going to get much worse for him and his supporters. All this will do is make people even angrier.</p>
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<p>I was wondering the same thing. It may seem quaint, but where does the President get the authority to tell insurance companies that they must advertise to their customers competing products? </p>
<p>How does the President have the authority to order a private entity to say anything?</p>
<p>
Through regulations, if it’s a regulated industry. Banks and investment firms are required to say all sorts of things they’d probably rather not say. This is not unusual.</p>
<p>GP - you are a rational person. Thing about the following: </p>
<p>What authority does the Govt have to make a company sell a product?</p>
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<p>There is specific legislation that would authorize Truth in Lending, credit card terms and conditions etc etc. </p>
<p>"Also, insurers must notify policyholders of the difference in benefits between their policies and the Obamacare plans available on the insurance exchanges. And the companies must inform people that additional policies are available on the exchanges and that subsidies may be available to those who qualify. "</p>
<p>What legislation empowers him to compel speech by a private entity?
Do people not worry about things like that anymore?</p>
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<p>Fwiw, I don’t think it’s good for lower classes either, especially those of us in states without safety nets for the poor who can’t afford private insurance. </p>
<p>In fact, I really think the only people that truly benefit from private insurance… are those work in private insurance… </p>
<p>So interesting side note: my BCBS is one of those that was cancelled. I got a thing in the mail that said they were auto-enrolling me in a “comparable plan” next year (unless, of course, I opt-out). Funny thing is, I realized that they didn’t actually put a price on there for that plan. Their website doesn’t have that plan listed for next year, either. </p>
<p>I’ll be calling them back tomorrow. I’m going to pretend to be 138% of FPL so that I don’t have a gap. I realized I’d rather just pay more than I need to than attempt to move to a new insurance company (yes, I know this is what they count on, but I just can’t deal with it right now)</p>
<p>GP, most people are not going to want the cancelled policies. </p>
<p>What is happening is those that do want their cancelled policies are screaming louder than those that dont. </p>
<p>If the exchanges start working, people are going to feel better about Obamacare.</p>
<p>I don’t want my cancelled policy. Not even a little bit. Good riddance it’s gone!</p>
<p>Funny, but when this thread started (a prior version,) so many were speculating in advance of the official info being rolled out. Re: enrollment, now many are speculating about what will happen by 12/31. </p>
<p>Fwiw: [Why</a> hardly anyone signed up for Obamacare - MarketWatch](<a href=“http://www.marketwatch.com/story/why-hardly-anyone-signed-up-for-obamacare-2013-11-13]Why”>Why hardly anyone signed up for Obamacare - MarketWatch)</p>
<p>I have a clear need for the exchange, did all the prelim research, my state happens to have a functioning website, etc. And only made my first call yesterday. Have not yet gone further than the estimator.
What exactly does that tell about my satisfaction or dissatisfaction?</p>
<p>dstark, I will bet you 99% of the people in Ca who don’t qualify for subsidies would stick with their existing plans. I didn’t say 100% because I know you’re a holdout.</p>