<p>"We live in CT. DD will be 26 on March 22. Does anyone have a guess…is her insurance through my husband effective until her actual birthday or is it until the end of March? Could you please PM me with the response? I can’t wade through this thread!</p>
<p>Since DH pays by the month…I would hope it actually ends March 31. He is asking his HR department too."</p>
<p>I also live in CT. My daughter turns 26 on April 4. We already got a cancellation notice effective the end of March.</p>
<p>CF, the second paragraph has the breakdown.</p>
<p><a href=“http://thehill.com/blogs/healthwatch/health-reform-implementation/197941-more-than-412000-new-yorkers-have-enrolled-in”>http://thehill.com/blogs/healthwatch/health-reform-implementation/197941-more-than-412000-new-yorkers-have-enrolled-in</a></p>
<p>"More than 412,000 people in New York have enrolled in ObamaCare since October, the state’s health agency said Monday, with 31,000 people signing up in the past week alone.</p>
<p>Of the 412,221 total enrollees, 251,306 opted for private coverage and 160,915 people qualified for Medicaid, the government’s program for low-income individuals. Nearly 697,000 people in the state have also completed applications under ObamaCare but are not yet enrolled."</p>
<p>If I extrapolate the NY numbers for the country… which is dangerous if I am trying to be very precise… 
But journalists dont have to be precise…so…</p>
<p>There are about 4 million that were uninsured and no longer are because of ACA…</p>
<p>2.2 million from the exchanges (2/3 of 3.3 million) and 1.8 million from medicaid. </p>
<p>Plus 3 million people that got insurance from their parent’s plans and 1 million from programs that were started from ACA.</p>
<p>This gets us to 8 million. </p>
<p>Then we have 2 months to go…</p>
<p>We will probably double those exchange and medicaid numbers…
This gets us to 12 million insured because of ACA. I wouldnt say this is a conservative number, but it isnt aggressive either.</p>
<p>“I looked at Healthgrades and of the 10 hospitals receiving 5 stars in any category within 10 miles of Seattle only one is in the network of Group Heath. As a matter of fact, Group Heath only has one hospital for adults within 10 miles of Seattle. The best hospitals in US News & World Report line up almost perfectly with Healthgrades’ best hospitals.”</p>
<p>Good Lord, what category can they have received 5 stars for? Cost? Many people do not like Group Health at all. My physician friend calls it “Group Death” and says she has treated many children who were born there that did not get the care they needed at birth, and are now severely disabled. By the way, since so many insurance companies are now excluding Childrens, she is spending tons of time writing up appeals for children who obviously need to go there. They have to argue, plead and wait for the hope the insurance company allows their child to go there.</p>
<p>My parents have gone to Group Health for decades, and have to beg and persist to get to see a specialist. They generally don’t go in unless they have no other choice, though they are too cheap to pay for other doctors. One occupational therapist burned my mother during treatment. My father’s doctor never even bothered to mentioned that he should get a shingles shot, and he got a severe case of shingles when he was 80. My doctor is telling us about it, and recommending it at 50. The list goes on and on. Sure, some people are happy if they just have minor ailments and like the price, but yuck!! So glad I have other options.</p>
<p>“University of Washington Medical Center
Evergreen Health Medical Center
Harborview Medical Center
Stevens Healthcare
Tacoma General
Northwest Hospital and Medical Center
Swedish Medical Center - Cherry Hill
Swedish Medical Center - First Hill
Multicare Good Samaritan
Valley Medical Center
Children’s Hospital (I added that one)”</p>
<p>There are some very obvious reasons why you would want to have access to many of these. Not necessarily all, but you should have access to several. Stevens is located way north of Seattle, Tacoma General is way, way south. Valley medical in the se. You’d want Children’s if your network if you have children, as you never know when they can have a serious problem. The UW is a top research hospital, and some of the others have specialties and it may matter where you live. Seattle is a large city, and sure, you could pick a plan that serves your local hospital, but I guess you’d better not move.</p>
<p>I was waiting for busdriver or anyone who lives in the Seattle area to comment on the Group Heath Plan. After checking out its network, it was obvious that anybody with this plan was going to have very limited choices in hospitals and doctors. I can’t speak for anyone else but I wouldn’t buy this plan in a million years. </p>
<p>I saw a study conducted by a heath consulting firm which indicates that less than half of the doctors in the largest 15 cities now accept Medicaid patients. The waiting times to see a doctor for Medicaid patients has increased significantly. What’s interesting is that people in the individual market who are forced to buy exchange plans or plans off the exchange with similar networks will have even narrower networks than Medicaid enrollees. At least most hospitals accept Medicaid, not true for exchange plans. Thank god I left the individual market.</p>
<p>Moderator’s note:</p>
<p>Discussing moderation is against TOS. That can merit a ban by itself.</p>
<p>I really don’t know who they have in network if you have an off exchange insurance policy, but an article a few months claimed that if you bought the policy on the exchange, the Group Health plan included almost none of the major hospitals in the area. If that was correct, it was a pathetically small network.</p>
<p>I have no idea what Group Health has in its network, but unless there are multi year agreements between providers and insurance companies, there are negotiations going on every year. A few months ago is dated. There can be changes. Right here in Nor Cal, Cal Pacific signed with Anthem in December.</p>
<p>I hope this is more accurate than anthem’s list. :)</p>
<p><a href=“http://grouphealth.prismisp.com/SearchResults”>http://grouphealth.prismisp.com/SearchResults</a></p>
<p><a href=“http://www.ghc.org/health_plans/provider-networks.jhtml”>http://www.ghc.org/health_plans/provider-networks.jhtml</a></p>
<p>Methinks they doth protest… in the wrong arena. If anyone here really hates it all so much, why aren’t you protesting to the insurers in your area AND the hospitals to hie themselves to common ground? And to your OIC? </p>
<p>I believe someone said, much, much earlier, because that person is now covered as preferred. Sheesh.</p>
<p>dstark, it looks like they have a decent network if you buy their insurance off exchange (unless there are some caveats that you can only use those hospitals with permission, or something like that). But on exchange, it’s terrible, unless that data listed was incorrect. Since supposedly the prices were about the same on/off exchange, I can’t imagine anyone using the exchange unless they were getting a huge subsidy. It also would make me wonder why such a difference, unless it was merely disorganization and perhaps those providers would be added.</p>
<p>Hope you aren’t referring to me, lookingforward. My employer plan gives me access to everything. I have yet to find someone who isn’t a preferred provider. And all that, including zero deductible for $9,629 total a year (employee plus children). I thought last years low cost was a fluke, but looking at this years W-2, it’s not. Still haven’t figured out how group insurance can be so cheap, even for a company that is self insured. They still have to pay for it to be administered.</p>
<p>Busdriver11, I didnt see anything on the website that differentiated between exchange and non exchange plans. What are the exchange plans called? </p>
<p>Nothing showed when I clicked on dstark’s links. All I know is when I did a search, I came up with only one hospital for adults within 10 miles of Seattle and only one of the hospitals on the best hospital lists on US News & World Report or Healthgrades. I believe this was for exchange and off-exchange plans.</p>
<p>S’ok, BD. But I do think some protest is needed. My focus is really on the “and.” Both sides have some fault. </p>
<p>What do you mean nothing showed? </p>
<p>What is wrong with you?</p>
<p>Really. </p>
<p>The first link …, type in Seattle…type in whatever else you need to type in… </p>
<p>Geez…</p>
<p>You get 1 hospital? </p>
<p>The other the link lists more than one…</p>
<p>The link that just lists hospitals.</p>
<p>Maybe I will just post the hospitals. </p>
<p>I said one hospital within 10 miles of Seattle and only one hospital on the best hospital list. </p>
<p>Oh, so cranky dstark…I also got nothing the first link, and was too lazy to put in anything else. But the second link did show the network, which looked fairly decent. The off exchange Group Health plan was featured in an article a few months ago, and showed a pitiful selection. I’ll attempt to link it. I think me or somebody else already did this. Hopefully they have added more hospitals since then. It’s in the chart, not the article.</p>
<p><a href=“http://seattletimes.com/html/localnews/2022371201_exchangenetworksxml.html”>http://seattletimes.com/html/localnews/2022371201_exchangenetworksxml.html</a></p>
<p>Okay, I just did it again. I got three adult hospitals within 10 miles but only one that is on the best hospitals list for Healthgrades and US News & World Report. One of the hospitals is their own Group Hospital. There are many hospitals not in their network. For instance, I might want the University of Washington, arguably the best hospital in Seattle to be in my network. Maybe you don’t.</p>
<p>Ok… 3 … We are getting better. Except there are 4 hospitals in Health Group’s network. There are even 4 hospitals listed In the chart. </p>
<p>So where does this talk of one hospital come from?</p>
<p>Busdriver11, that list is old. Sutter didnt sign with Anthem until Dec and Sutter has a pretty good presence in Nor Cal. I said Cal Pacific before. Cal Pacific is a Sutter hospital.</p>
<p>Now, If I go to Health Group’s web site I dont see the differentiation between individual exchange plans and non individual exchange plans. I dont see it in the article either. Or the chart. Where is it stated that there is a differentiation?</p>