Affordable Care Act Scene 2 - Insurance Premiums

<p>Most people have employer provided insurance and that part is delayed. Thus, most of it is still delayed. So far. </p>

<p>That’s only one part. We know some people look at some parts and others try to see the whole. </p>

<p>“Anthem in particular was infamous for rescinding coverage when people needed their insurance most desperately.”</p>

<p>What percentage of the people had their polices rescinded?</p>

<p>Gp, the percentage was small. Obviously. But for those to whom it did happen, it was catastrophic. </p>

<p>How small?</p>

<p>Thousands of people. One study found 27,000 over a 5-year period. Again, not a large number, but imagine getting very very sick and then being dropped by your insurance company because you failed to report an unrelated minor illness 10 years ago.<a href=“Opinion | End to Rescission, and More Good News - The New York Times”>Opinion | End to Rescission, and More Good News - The New York Times;

<p>If it were one, it would be too many.</p>

<p>Okay, is one too many if ACA worsens their situation? More than one of those has posted on this very thread and been blown off. That’s a little puzzling.</p>

<p>Who has been rescinded and has posted here that their situation was worsened?</p>

<p>Plenty of people have posted that they are in worse shape due to ACA… I said nothing about being rescinded. But, I’m not understanding why some seem so concerned with what might have happened without ACA but so easily dismiss people who are experiencing hardships right now because of it. Many are.</p>

<p>13 percent of the population that tried to buy individual insurance could not get any coverage.</p>

<p>There are people that are going to have hardships. Not as many as people who are going to be helped.</p>

<p>Actingmt, are your kids going to qualify for subsidized insurance?</p>

<p>Ever? Who knows. We all pay for everybody’s subsidized insurance. Guess we’ll just have to wait and see if it’s better or worse for how many and in what ways. I do think numbers are a very small part of the story, though. More people with insurance cards is not necessarily a big win imho. But, it will be expensive. That seems to be the only certainty,.</p>

<p>80 percent of the new enrollees qualify for subsidies, dont they?</p>

<p>ACA is going to run at a surplus. If you notice, you dont read much anymore about ACA causing the deficit to increase.</p>

<p>Are your kids on your plan now? Is it an employer plan?</p>

<p>Didn’t you say your kids are looking at the art or performing arts field for careers? </p>

<p>I could not find any information about the economy shrinking as you said.
Wasnt GDP growth around 2% last year with the 4th gdp growth around 3.1%?
How many new jobs were created? </p>

<p>Dstark, I have one performing arts kid. If she doesn’t someday need subsides it will be a nice surprise but that doesn’t make me think subsidies are great. It makes think she should rethink her plan or get lucky fast. I find 80-percent of people on subsidies to be very sad as are the gigantic Medicaid numbers. Not a positive.But, that’s a bigger issue on which we will likely not agree.</p>

<p>No. We dont agree. I think the subsidy idea is a good one. I think subsidies are good if your daughter ever needs them. I want your daughter covered and I dont ever want her to have the concern of having a pre existing condition or not being able to afford coverage. I want her to go for her dream instead of having to worry about health insurance coverage. </p>

<p>Well, thank you. Now she can worry about finding a doctor wiling to take her subsidized insurance which seems to be the more immediate problem. I don’t think other people should pay for her or anyone else to “go for their dreams”. But, that’s a lovely sentiment. Thank-you.</p>

<p>"three big insurers rescinded some 20,000 policies over a five-year period " NY Times</p>

<p>That is probably .0000000001 of the policies issued over a five-year period</p>

<p>“I want her to go for her dream instead of having to worry about health insurance coverage.”</p>

<p>Two random thoughts crammed into the same sentence.</p>

<p>actingmt, I asked if your daughter qualifies for subsidized insurance and you responded with the answer " Ever? Who knows."</p>

<p>That kind of means not now. ;)</p>

<p>Which means your daughter should not have to look for a doctor who takes subsidized insurance which seems to be the immediate problem.</p>

<p>I think GP’s son should go for his dream too. Life is short. Real estate development has many ups and downs. When it is a down year, GP’s son should still be able to afford health insurance.</p>

<p>When it is an up year, GP’s son should pay taxes so others can follow their dreams.</p>

<p>LOL. I have two arts kids and my finance kid will not be at all happy about funding his sisters “dream following”. He never shared his paper route money, either.</p>

<p>Hey, I’m all for people following their dreams, but it shouldn’t be an endless open ended period at taxpayer expense. Fine if your family or your spouse is willing to fund it, but somewhere in there a little bit of personal responsibility for your own life and choices should be part of it.</p>

<p>And that should be an obvious “duh” statement.</p>