<p>So, this entity called “checkcard reservation rewards” has been charging me since August … 12 dollars each month – and I discovered this a few days ago. At first I just thought it was a mistaken charge for some program I signed up when <em>gasp</em> I had to book a hotel to get to C’ville from Maine, but then I google it and I find I’m not alone.</p>
<p>I think I can expect to recover the charges but this annoys me so much. Is there any chance of filing a class action lawsuit against this thing? I feel vengeful.</p>
<p>A quick google showed lots of people posting about being hit with this fraud. Not sure about a class action lawsuit but it does show that it is imperative to check your credit card statement every month and dispute anything that you don’t recognize.
I try to avoid signing up for anything, even if there is a “free” trial. I had a drama with proactiv where it took me months to get a resolution. I finally ended it by conference calling my credit card company and proactiv and getting the credit card company to explain that proactiv had been paid. Turns out it was their mistake but it took me months of work to straighten it out.
Never again. Nothing with a monthly charge or a system where you are automatically charged.</p>
<p>So was the $12 per month on your credit card bill or was it against your checking account? (as per your thread title) Did you ever find out how or why it started?</p>
<p>The last similar experience I have had was… very ironic! … with Consumer Reports! I signed up for one month of online access, it was very clear to me that I was paying for one month only and they automatically turned it into an ongoing monthly charge. I had the extra charges reversed and the subscription canceled but I was extremely annoyed.</p>
<p>I always decline these things on the phone when I bother to answer it. A steady stream of NO!, Not interested, etc. usually gets rid of telemarketers. I generally decline just about everything that’s free in terms of offers unless the offer is a simple discount with no id involved.</p>
<p>I placed an order at Barnes and Nobles recently which I later canceled. I recall something like this at the end of the order where I could have picked up an extra $10 off the purchase price but I would have had to enter my credit card information. I don’t lightly give out credit card information so I declined but I noticed that one person said this happened after she bought textbooks online.</p>
<p>I did a little Googling and it appears that others have run into this. It’s pretty disheartening when legitimate companies are pairing with companies operating scams. I’m very disappointed with Barnes and Noble and will give them a call this week on it.</p>
<p>The thing is, I didn’t even sign up for any program online … it was over the counter in an actual hotel – and I suspect that may have nothing to do with it.</p>