<p>is there a way i could appeal this aid for more money? what should i say? i have an efc of 0 and they basically just threw loans in my face. i know they have co-op and don’t meet 100% need, but come on. (i’m out of state, and supposedly won a $5000/yr merit scholarship, but i don’t know why it wasn’t listed.)</p>
<p>$ 1200 University Need Grant
4050 Federal Pell Grant
1200 Federal SEOG
3000 Federal Work-Study Program
4000 Federal Perkins Loan
2625 Federal Stafford Sub. Loan
17543 Federal PLUS (Parent) Loan
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$ 33618 Total Award Offer</p>
<p>is there anything i can do?</p>
<p>What is the COA ? Call to double-check the Merit Award and make sure it’s renewable every year . </p>
<p>We had an EFC of 0 last year and except for that PLUS loan which seems ludricious for a family with an EFC of 0 , I think you have a pretty good package ( minus the scholarships , of course ) . You are lucky to get some FSEOG and a Perkins ( which is the best loan to have as it can be worked off later doing community work ) . </p>
<p>It might be hard to come up with the amout for that gap doing just summer jobs.</p>
<p>I think private colleges have more special grants for need-based .</p>
<p>Keep in mind that unless you you can throw long, have a terrific punt, or a wicked 3 point shot and are recruited to do these things, you as an out of state student you are not going to let a lot of money in terms of financial aid at a state university. Remember their mission is to provide an affordable education for their in-state students.</p>
<p>In addition most of them do not meet 100% of your demonstrated need with scholarship/grant money. Cincinnati, did meet 100% of your demonstrated need but they gave you a package that is heavy on loans. So even should you get $5000 in merit money, it really is not going to do much for your cause. No matter how you slice it, this is not a finacially feasible option for you, so your best bet would be to move on because they are not going to give you enough money to make it affordable.</p>
<p>You have maxed out as far a stafford an perkins loans (the stafford is only going to go up this each year) so you will have a massive amount of debt upon graduation. Hopefully you have applied to schools where you would be likely to be admitted, that offer need based FA with a lot of grant aid or schools where you can get a considerable amount of merit money along with need based FA.</p>
<p>Did you apply to your own state univeristy which would probably offer you a more affordable education.</p>