This thread is particularly appreciated. Have been hanging around here for at least 15 years; more than 1 user name (for usual reason), plus a bit of initial lurking. Helped me to help loved ones navigate their 3 college admissions, tend 3 now deceased elders, help plan a wedding and generally learn a lot. Kids are through their educations by many years now; still here. Gratitude and cheers to all of you!