<p>Is this all-in-one card worth it? Is it really much more efficient than having a separate ATM Card? More or Less Secure?</p>
<p>it’s more of a convenience thing than anything else</p>
<p>you don’t pay anything more for the linkage</p>
<p>and it only works as an atm card, whereas the pnc check card you get will work as a debit card too</p>
<p>as it’s still governed by a pin, probably not any more or less secure - but at least it doesn’t look like a typical atm card</p>
<p>so would you end up recommending it for incoming freshman?</p>
<p>sure, mine is linked to my pnc account</p>
<p>i never could get mine to work</p>