S21 headed OOS for college in Aug.
He is NOT taking his car.
I called insurance co to see if a rate available for coverage to continue for when he comes home on breaks and uses his car during those days/weeks.
We currently pay $2200 a year. Roughly, $200/month.
They offered a discounted rate of $150 a month, $1800/year.
This still seems high to me.
However, DH and I will continue to use his car periodically when he’s gone (it’s an accord and much easier to drive in town and parking for errands than my large SUV).
AND, coverage will still cover S when he is a passenger in a car. (Not expected to be often since DC is not where college students bring cars. But maybe Ubers sometimes?)
DH seems to think this isn’t something to complain about….but here I am anyhow gathering data points.