<p>If the family’s finance didn’t change then their EFC should remain the same, which means when her graduated the family would be expected to pay a lot more for Cornell. Her FA at Cornell is not going to remain the same. As far as she lives in an expensive area of the country, it is not a consideration when it comes to FA calculation. No different than any other school that only offer need based FA.</p>
<p>There a lot of people who can’t afford private education, especially relatively high income family with no savings, they are in the donut hole.</p>