I think it’s early to develop a specific list of colleges to apply to, but it’s not too early to start learning more about various colleges. Have the budget conversation with your family. That is a key part of any college search.
Then I would start looking into your in-state publics. Explore their websites and, if interested, get on their mailing lists. That way you know what kind of options are available to you at what is likely to be the best price (barring scholarships and special circumstances). Then, if there are colleges that are more expensive that interest you, you know what they offer above and beyond your in-state options (which might well be a question your parents might ask you).
See what colleges are nearby (or near any destinations where your family will be vacationing). If possible try to visit a small, medium, and large college and preferably in urban, suburban and rural environments. Take notes about what you like and don’t like about those campuses. Those are good clues about where your preferences may lay.
Look at the Fiske, Princeton Review, or other college guides that go beyond statistics and majors. See which colleges interest you. Check out their websites and, if still interested, get on their mailing lists.
Note what opportunities are available, what image they’re projecting about the campus vibe, what kind of distribution requirements they have. Are they appealing or not? As you go through this process you should start getting a better sense of what kind of a college experience you want, and that is really key.
For instance, there are a number of kids who come here and say they’re going to apply to all Ivy League schools. But those schools are very different from one another, and students who might be happy at one could be very unhappy at another. The better a sense you have of what you want, the easier your college search process will be. You can find schools with a range of selectivity and price points to develop a balanced list of schools you want to apply to. You will have a sense of what criteria will be most important to you in the event that compromises need to be made.
But don’t fall in love with any one college. Just view this as a time to learn more and start dreaming about what the next phase of your life might be like, trying out different environments and trying to visualize yourself at each one and see what things you do or don’t like.