<p>I know of nothing specifically designed for instrument purchase, but there are of course loans/credit situations you might be able to obtain especially if your parents are willing to cosign a note for you.</p>
<p>Does U. Chicago have any instruments they lend to students? This can also be a good way to get a good one, but maybe that is a specialty of music schools. If you could borrow one, you could postpone the need to buy one for a few more years.</p>