<p>Hi! In my financial aid package from Brown, I was offered 3.5k in subsidized stafford loans and 1.5k in perkins loans. Am I allowed to borrow the rest (2k unsubsidized stafford loan and 4k perkins loan) to reach the loan limits? Is there some sort of appeal process? Or, is the amount they gave me all I can borrow for this year?</p>
<p>If your package meets the full cost of attendance, then you are completely covered and can’t borrow any more. If your package does not meet the full cost of attendance, you can borrow the 2k in unsubsidized Staffords. Let Brown know that you want to do that. Whether or not you have access to further Perkins money is entirely up to Brown. You will need to ask if that is possible.</p>