Indian female
Upper middle class
Attends a semi-competitive public school; best public school in underprivileged neighborhood
ACT: 35
SAT I: 1530 (new SAT)
SAT II: biology 750, math 1 790, chemistry 740, US history 790, math 2 760
AP SCORES: bio 3, psychology 5, Apush 4, AP Lang 4, chem 4, physics 1: 3, lit 4, calc 5, gov 5, micro Econ 5
W GPA: 4.05
UW: 3.55
EC’s: VP of Desi club, 750 volunteer hours from zoo and hospital, shadow OB/GYN for three years, founder/president of Autism Awareness club, founder/president of young democrats club, microbiology camp in Grenada, medical camp at UW, 4 years varsity badminton, 2 years Model UN, 3 years science Olympiad, 2 years science fair, 2 years history day, four years tutoring, 3 years Doctors Without Borders club, 3 years key club, founder/VP of equality for all club, one semester robotics, 14 years piano, 7 years violin, 1st violin in school orchestra for 2 years, NHS 2 years, CSF 5 semesters, climbed to the top of Mt. Kilimanjaro
Maybe. The average ACT is 30, but the average GPA is 3.71 (I don’t know if it is weighted or unweighted). Your extracurriculars are definitely impressive. If it is your dream school, apply early decision to maximize your chances.
NYU is not in California.
Why do you want NYU? If you’re in an underpriviledged neighborhood, are you yourself lower-income? Because NYU is known for lousy financial aid - they don’t meet need and don’t care.
With NYU, it’s not just can you get in, but most importantly can you afford it.
Note that you’re in the “California colleges” subforum. 
You may have better luck in the “chance me” forum.
If you’re interested in attending college in NYC, look at Barnard-Columbia and Fordham.
Other good colleges in NYC include the various CUNYs including Macaulay Honors college. CUNYs are very inexpensive if you gain residency and have a lot to offer. With tuition at $6K-$8K per year, it may be worth it to you to take a gap year in NYC and work before starting. Several of the campuses are also attractive. Macaulay Honors offers free tuition and a stipend. Note that application deadline for Macaulay is early as the program competes with the Ivies for candidates
Other good schools include: St. Johns in Queens; Wagner; Manhattan; Manhattanville; Pace; SUNYs such as FIT and Purchase (which is very close) for the arts.
I can afford NYU and we’re living in an underprivileged neighborhood at the moment because of work
OK.
In that case, NYU is a good match for you. High match due to selectivity, but the fact you’re full pay will help and you have everything else they want.
Now, you have one match, look for 3 more, plus 2 affordable safeties.
Once that is done, you can think of dream schools, reaches, lottery schools, etc.
Are you interested in the College of Arts & Sciences? If so, then I think your chances are very good. Stern and the Engineering/Tech school are more selective.