<p>It’s a simple question but I feel like there will be a complicated answer.</p>
<p>Are you asking what types of student loans might be available to you?</p>
<p>Student loans are different than regular loans. With a regular loan, you have a credit history to indicate how reliable you are, and collateral to keep the lender from losing too much should you default. As a newly graduated high school student, you have neither of these things.</p>
<p>So there are a few special things about student loans. They’re subsidized by the federal government, so it’s rather uncommon for you to actually be denied a loan (although the best types of loans do have a cap on the amount you can borrow). The most important thing, though, is that student loans will never be discharged for bankruptcy. So you need to make sure that you don’t take out more in loans than you can reasonably pay back, because you have no out if your debt just gets too high for you.</p>