Chance a cooked GPA for top schools (Business/Econ) [TX resident, 3.86 GPA, not top 10%, 1550 SAT super score]

Your targets and safeties are solid and you should be accepted to all of them. It is hard to chance your reaches since they are called “reaches” for a reason. Ordinarily I’d say your gpa is a little lower than they like but if your school is a feeder that may not matter as much. Do many students from your school outside the top 10% get into reach schools - that will tell you more than we can. You might consider culling the list of reaches because the number of essays will be overwhelming. I do think you have a reasonable chance at Stern EDII - especially if you are full pay - it’s still a reach but less so than the others.