I’m glad that you had a discussion with your parents and ran NPCs. When at all possible, I think it is best to avoid loans to pay for college. It sounds as though your family would be able to afford a number of schools without taking loans, but not $70k+ (very understandable!). What would your family feel comfortable paying per year without taking out loans? Once we have that number, the board can help offer suggestions that would either come in under budget and/or would be likely to provide enough merit to reach the budgeted amount.
Additionally, what kind of a college are you looking for? Size, geography, Greeks/no Greeks, big athletics or not, etc.? Are debate, Model UN, or any of your other extracurriculars something you’re interested in continuing in college?