Chance an Indian-American [US citizen] business/economics kid for HYPSM [3.85 GPA, 1600 SAT, 36 ACT]

Yes, there’s a lot of grade inflation in society.

Do you have a budget? You need to run the NPCs unless your parents are willing to pay near $400K a year.

Assuming good essays and LORs, I would agree - but I would figure out what I want to study.

What in business? Business isn’t econ…I’m assume finance or IB?

I agree your reaches are that - but no reason why you wouldn’t get into one or more?

Targets - I agree. Well UCI is unknown because they won’t see the test.

Safeties - I agree.

I think your categorization is fine - and IU, ASU, and SMU are all great.

If IB is on your list, I assume you know about ASU IBIS?

I don’t know IB is - just wondering.

As long as you’re ok with your safeties and targets (which at least the first three, I’m guessing you’d get into 2-3), then your list is great.

Just throwing out another - you might look at Babson given your background - it too is an IB feeder.

I think your GPA is fine - so you got a few Bs…no big deal.

The biggest concerns would be budget - if there is one - and the amount of reaches. It’s fine - but you’re talking about a lot of essays…I mean, a lot of essays to write - so you might want to cull all but a few.

Either way, you’re in good shape.

Best of luck.