Chance an Indian-American [US citizen] business/economics kid for HYPSM [3.85 GPA, 1600 SAT, 36 ACT]

That’s the only thing - Finance, which you can study at some, isn’t Econ, etc. So which do you want to study? Obviously, many of the top don’t have finance - but you will be studying four years so you want to study something you’d enjoy more.

You say you ran the NPCs so are you expecting need aid? If so, UCI will be $80K+ so just know that. And the UC application is pretty long - it’s not on common and has multiple essays - so if you think you’d go to ASU or IU or wherever over UCI, that would be an easy one to drop that would ave you a lot of work.

I do think your classification, etc. are fine though and you’ll have plenty of opportunities.

Best of luck.