We don’t know - but we now know he’s a triplet and he said he’s wary of it. That, to me, signals a lower cost school is desired.
I agree with @DadOfJerseyGirl with one caveat on why bother outside of Rutgers - OP states he’s unsure if he’s going to get into Honors - and that sounds like a desire.
So he can “complement” Rutgers Honors with a school like Alabama and its $3K tuition - and join the McCullough Medical Scholars to pursue his pre med interest. I put the link below and you’d do Honors too.
My main point is - if you raise money as a concern, you likely aren’t interested in an $80K school - that’s all.
I think it’s mature of the student to think of his finances/family. On the other hand, the family can’t / shouldn’t be vague - so the OP would then have a better understanding of their situation. Perhaps TCNJ or Rowan could also be options?
McCollough Scholars – Pre-Medical Studies at the University of Alabama (ua.edu)