In my household CC is looked down upon a lot. (Like they think you’re an idiot if you go). Also in school its heavily looked down upon.
I will be honest, I don’t like the option because of what others might think. But at the same time, I won’t be seeing most of these bums in the future.
Oh, if its 18k, it would be 72,000 for the whole thing. I might have enough for med school with loans
How do your parents expect you to pay for college?
Your direct costs are ~15k (+ transportation).
You can have a 5.5k loan. Add whatever your parents can contribute, any scholarships, your savings from your part time job
Can your parents promise to set a little amount aside in an account or an envelope to help you?
The “big beautiful bill” has set limits on borrowing.
That part!!!
This process can get reallllly toxic, because everyone is trying to feel “better than” at someone else’s expense. What exactly do these “bums” think they would do if they didn’t have the money to pay for the college of their choice? There is NO shame in taking the affordable route. None. Anyone who looks down on you for that is showing their own lack of character.
Loans, loans, and loans. They think they can just borrow, and hope that in the next 4 years the rules change.
They are planning to take out loans for the entire cost?
I would start at a CC and transfer.
I do have a job, I work at a pharmacy but I don’t have too many hours due to school 
I think they can set a little amount (define the number)
Ik about the bill, that’s why I’m reconsidering everything.
They can’t.
Please tell them.
If there’s a Democrat elected in 2028, they won’t be able to govern till the end of January 2029 and it’s dubious increasing student loans is the first thing they’ll do.
AT BEST the new rules will apply when you’re a Senior.
Ty, I won’t be disappointed if I chose CC, but its just my parents reaction or friends that I might worry about (they would act like everything is fine, but be disappointed).
Hopefully medical schools don’t look down on cc kids
Can you find a 2nd job? I understand it’s FAR from ideal and your total hours shouldn’t go above 12-15 a week but you need a nest egg to pay for college. check out all the retail stores, they must be looking for seasonal workers. 
Med schools want to see more advanced courses in Biology and Chemistry taken at the 4-year college.
Nope, nope, and nope.
It’s worth noting that Rutgers (unlike some public U’s such as the UC system) does allow entering first-year students to defer admission for one full year. So, assuming you get into Rutgers, you could theoretically take a gap year, work, and save money for college.
The problems with that are:
But, it would buy some breathing room for you and your folks to figure things out.
Ik, they can only borrow about 20k per year i think. I’m not sure if there is a limit for that.
Maybe, if I go to CC.
Yeah, i knew that for med school, but what classes would I take at CC then.
Yeah my parents will not like it, but I will talk about this with them.
what choice do i even have lol
Only if you take private loans. Will your parents co-sign those….to the tune of $100,000 a year for medical school?
Federally funded loans in your name only are limited to $200,000 TOTAL including any loans you take for undergrad school. That $200,000 limit is for professional students (medical school included). Since medical schools will likely cost $100,000 a year by the time you attend, if you do, you need to think about where those loans will come from.
Yeah, you need to say no to big loans. Saddling yourself with six figures of student debt before you even apply to med schools would be ruinous, and could well make med school impossible.
It may be a choice between gap year and CC. (And of course the CC pathway would still be available after the gap year.) If your parents aren’t happy with those options, that is unfortunate, but it isn’t on you to shield them from reality at the expense of your future economic security.
I think you are missing fees. Look at the grids above. So near $19k. $18,800 this year. Future likely more.
Med school is likely out of you go to Rutgers. Even Rutgers, they can only borrow $65k so unless they dug into private savings they can’t borrow.
$100k will require $1300 ish a month for ten years. You want to be in more school. Who is paying?
The entire - welll just handle as we go - do you want to many who ne er graduate ? They don’t flunk out. The run out of $$
Even for someone graduating with a high paying job, this level of debt is far too much.
I applaud the current administration for putting limits to keep kids from wrecking their futures. But I’d argue they are still too high.
Playing the long game - unless they are paying back the loans - this is a ruinous move. It will take away any choices you have in life and maybe your free time as you work a second job.
Freshman composition, Interpersonal communication, Philosophy/Ethics/Bioethics, Spanish for medical professionals (or another language spoken in the US), sociology, a women’s studies or diversity-focused class and/or history of medicine and/or US history, intro to psychology and another psych class that’s a prerequisite for cognitive science or Neuroscience at Rutgers, biostatistics or statistics, whatever calc class you’re placed into, General Biology 1&2 with lab, General Chemistry 1&2 with lab, General Physics with lab, an Art appreciation or music appreciation class, and an extra Bio class.
Put medical school on the shelf for now.
I would attend a CC, find a job, save as much as possible, and then transfer to Rutgers. You are very limited without parental support and information.
Once you get a 4 year degree you can decide on medical school, which may include working for awhile.