How much aid do you need?
Please keep in mind that federally funded Direct Loans (those are the ones students take) are now limited to $200,000 total, including all undergrad loans. Medical school will cost you a lot unless you are fortunate enough to eventually get accepted in Texas…which can be a challenge. Who is going to pay for medical school when you are barely 20 years old when you apply?
SMU is a costly school. Tuition alone is about $64,500…now. Likely to increase for next year. And there are costs associated with commuting. And books, etc. Can your family pay over $65,000 for you to attend college…per year…at least?
Re: your chances…really the only one that matters right now is SMU because you applied early decision. You have a chance of being accepted…but you need to look at the costs. If not affordable, an acceptance might just as well be a rejection. You said your parents are wealthy and own some urgent care centers. Are they willing to pay full freight for SMU, and then medical school. Not a bargain.