Chance me for Business Schools of University of Michigan and New York University ? Upcoming Junior

Hello, please help chance me, thx

PSAT took at the beginning of 10th grade: 186
Unweighted GPA: 3.86
Weighted: Not entirely sure but pretty high
Currently in the IB program but took many AP classes already

9th grade:
AP human geograph
PreIB English 1
Pre IB Spanish 2
Honor Algebra 2 (there was no preib algebra 2)
Pre IB biology
Art
Aviation+JROTC(learn how to control airplane and also JROTC)

Grade: All A’s

10th
AP Stats
AP US GOV
AP Macroecon and microecon
AP european history
AP Physics 1
pre-ib English 2
IB Spanish 3
Pre-IB/Honor Pre-Calculus

Grade: All A’s except for AP Physics 1, which I got a C on.

For AP score, I know for sure I will get 5 on both the macro and micro exams.

ExtraCurricular:
Investment Club(secretary)
National Honor Society
Volunteer at local library.
CAS hours of IB(150 hours of community services).
Trading stocks.

If these things are even important: DUKE TIPS and John Hopkins Talent search in 7th and 8th grade respectively.

Ross and stern generally accept about 15-20% of applicants, making them highly selective. Make sure u maintain atleast a 3.86 and write a killer essay. Right now, I’d say your chance for either is 50-60%. Good luck dude.

GPA 3.86 is around the admission average for UMich as a whole. Ross pre-admission is much more competitive. Also, your current PSAT score suggests a not so high SAT score (cf mid 50 SAT of 2040-2260). You would need to work as hard as possible to bring up your GPA and test scores for a better chance.