No need to apologize - your thought process is your thought process and you just stated your line on budget differently than I interpreted it - but my guess is you are not getting into Rice, UCLA, UCB and I don’t know your state school but I’m guessing it’s UF with Bright futures - and you might not get in there either.
And you are allowed to disagree - we all think differently and sometimes even learn from one another.
If that’s the case - then what?
What is your plan - I’d think about that more than will I get into Rice.
One last thing - if you’re at a high school that cost $30K per year, I’m guessing they have college guidance counselors - and can assess your chances much better than a website of strangers. Have you asked them where kids like you go or about your chances?
Best of luck.