Not taking on debt (or taking on as little as possible) definitely makes sense. However, the main challenge you’ll face is obtaining an employment visa. If you plan to create a startup and have that entity hire you as an employee, the startup will need to pay you a competitive market wage for you to qualify for a work visa. Unlike a US citizen/PR who can work without pay at their startup while living in their parents’ basement and eating ramen, you (as a foreign worker) will not have that option.
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