If you are from Colorado, save the trouble of Umass. You’re not getting close to $20k.
For the privates, has your family run the net price calculator ?
It’s an interesting list population wise - very mixed - small and large etc. have you considered WUE schools so you can achieve budget without need just in case ?
You need to make sure the NPCs show your $$ amount - and on many apply TO.
Good luck.