So fine-tuning the Reach part of your list is going to require knowing what SAT score you will actually have available when applying.
But generally, my thinking is if your grades and test score put you into the standard range for a highly selective college (ideally using data your HS might have for prior applicants, and if not something like the Common Data Set), you shouldn’t talk yourself out of applying to a SELECT few colleges like that.
But I also think it is very important to do a good job selecting them. First, make sure they will all be comfortably affordable, using tools like NPCs. Then, study carefully whatever information you can find about what they are looking for in a student, the way their curriculum works, academic programs of possible interest, any non-academic activities of possible interest, how housing and dining work, and so on. If you can visit some, great. If not, still try to do things like virtual tours, virtual information sessions, maybe see if you can have some conversations with current or recent students, and so on.
Hopefully after doing that, you can form strong, specific ideas of which colleges are actually the best two-way fits for you (they offer what you are looking for in a college experience, and you offer what they are looking for in a student). And if you really put in the time, effort, and honest reflection to do that, you will be well-positioned to actually write good applications to whatever colleges you selected.
And then the ones you select might reject you anyway. But you will have taken your true best shots.
And you should actually use the exact same care when selecting your Likelies and Targets as well. Indeed, it usually better to START with the Likelies, and work up from there. Again, it takes work, but it is worth it when you end up with a really good college list, where every college was carefully chosen to be a really good fit.
Because with a list like that, you can’t lose. Whatever happens, it is all just different variations on winning.