Finances are going to be a real limiter, but I love your attitude about it. I really strongly discourage going into major debt for college (at most, the federally backed loans of like $8K per year is what I would consider).
Virginia Tech is a reach with the GPA, but more importantly they are very stingy with merit aid. VCU is a bit better with merit aid, but will still be like $20-25k per year. It’s high value, but if you have to pay for the whole thing with loans, then might not be worth it. Run the net cost calculator for the schools to see.
The community college route is valid for a great value. you could get a degree from UVA or Virginia Tech for a fraction of the cost. I’d strongly consider this if the service academys or ROTC, etc scholarships don’t work out.