UMass Amherst will have the academic focus that you want. Beautiful campus, nice dorms, great food, and you can easily take classes at next door Amherst college, if you want, and Smith, Holyoke, and Hampshire, but they’re all a shuttle bus away. However, I’m not sure that they will offer you honors college with that SAT score. They may give you anywhere from 10K to 16K in merit money. They’re rightly proud of their ling dept, so play up your intention to major in linguistics - it might get you more money.
U Md is your holy grail. In state tuition, good ling and psych. Try taking a practice free online ACT and see if you’re better suited to that. And then prep like mad, trying to get that score up. If it won’t budge, I agree, test-optional if allowed.
If you are paying for applications, I would try to pare down your list. On your reaches, I’d only leave Emory because of their joint psych/ling major, and maybe UNC CH. Northeastern won’t give you enough fin aid. The rest of your low prob you won’t get into.
If they have psych, which they must, I’d consider adding U Md Baltimore as an economic and academic in-state safety - they’ll give you money. I’d consider dropping Penn State, since they won’t give you enough money, will prob be unaffordable, and you wanna talk rural, it’s Penn State.