That is interesting, NPCs are usually at least the FAFSA EFC and often more. I would double check what you entered for the NPC calculations to make sure it’s accurate. For the NPCs that allow you to just input your FAFSA EFC, you should do that and see what happens.
If your budget is $10K, how will you afford $15K-$25k?
Does the $10K budget include the $5.5K direct student loan that all first years can take? If not, then your budget is $15Kish.